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Sales go up and down, but Service lasts forever. We, at SMFA, have always believed in taking a ‘double bottom line approach’. This forms the core of all our processes and acts as a great motivator for our employees. Microfinance, also called microcredit, is the provision of small credit to the low-income individuals or groups who otherwise would have no other access to financial services.

SMFA is offering financial services to the poor, unbanked and marginalized people in rural, semi-urban and urban areas to meet the evolving needs of the community and people who are involved in agricultural and small business activities. We are also working on the group lending model (SHG) where each member of the group guarantees each other’s loans.s a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

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